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fin-telligent series

AI Model Shopping Cart

AI Unit Economics: Budgeting Token Spend

When a company adopts AI, the cost model spans 450+ LLMs: model mix to unit price, unit price to budget, budget to P&L.

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520 rows × 22 columns. Every interactive section below is powered by this table.

Source: Artificial Analysis, via Kaggle (LLM API Pricing and Performance Benchmark Tracker)

8 benchmarks, 5 skills.

📡 Source: Artificial Analysis, via Kaggle.

Judged on two dimensions: benchmark score and time to first token (TTFT). ⚡ = fastest third on TTFT.

🧩 No all round champion. Each department picks what it needs.

🏢 Meet our 100-person company. The cart will use these numbers later.

🏢 Every department needs a different mix.

★★★ core ★★☆ important ★☆☆ helpful

🧠 Knowledge
💻 Coding
📐 Math
💬 Dialogue
🧩 Reasoning
★★☆
★★★
★☆☆
★★★
★☆☆
★☆☆
★★☆
★★☆
★★★
★☆☆
★★☆
★★☆
★★★

💲 Price Tag: what models cost and how 1,000 requests get billed

Three levers set the bill: which tier you pick, whether you cache, whether you batch.

Prices: LLM Price-Performance Tracker · live API rates as collected at snapshot

Tiers are cut on blended price, weighted 3 input tokens to 1 output token. Each tier starts roughly 6 to 10x above the last.

Tier cutoffs observed from the data.

🧮 How the Bill Adds Up

Cost = Input Tokens × Input Price + Output Tokens × Output Price

🔁 Cache · Reuse what you already sent. Repeated input costs 50% less.

Triggers when the prompt starts with content you sent recently. Why cheaper: repeated content needs no recompute.

📦 Batch · Trade speed for price. The whole bill costs 50% less.

Triggers when you submit jobs in bulk and wait up to 24h. Why cheaper: waiting lets providers fill idle GPU time.

Example: Finance / Tax asks to summarize a policy doc · 10K tokens in (8K repeated doc + 2K new question) · 1K tokens out · × 1,000 requests

🗣️

Ask

Input

Repeated tokens + New tokens = Input tokens

→

🔁

Cached Input

🆕

Fresh Input

→

💬

Answer

Output

→

⚡

Real-time

📦

Batch

🧾 Bill

No levers

With cache

Cache + batch

Blended Cost per 1M tokens

Blended = Bill ÷ Total tokens

Unit Budget = (I/O Ratio × Input price + Thinking Multiplier × Output price) ÷ (I/O Ratio + 1)

I/O Ratio = input : output tokens; Thinking Multiplier = extra output for reasoning (1 = no reasoning)

Industry default: I/O Ratio = 3, Thinking Multiplier = 1 brings Unit Budget back to Blended.

Assumption: reasoning models are billed at 2× output (Thinking Multiplier = 2).

Full price by default. Cached for repeats. Batch for the backlog. Extra output for thinking.

Different tasks, different mix.

Same price tag, bigger bill. Reasoning modes think in output tokens.

Illustrative token mix. Cache and batch discounts assumed to stack.

Total Model Cost = Price × Tokens

TaskBest Estimate of Tokens per Person per DayHow It Adds Up

Daily usage is an assumption by task type, adjustable.

🛒 Cart

Pick a department, pick a pack, watch the register run.

$0.00 0 / 100 people

Tap a department to drop it in the cart. Tap its card’s × to lift it back out.

Monthly Cost = Σ ( Team Size × Task Share × Daily Tokens per Person × Days × Unit Budget ) × Batch factor

Daily Tokens per Person = Σ ( Tier Share × Tier Tokens )

Unit Budget = (I/O Ratio × Input price × Cache factor + Thinking Multiplier × Output price) ÷ (I/O Ratio + 1)

Cache factor and Batch factor are 1 when the toggle is off, and 0.6 and 0.5 when it is on.

Task presets are illustrative usage assumptions. 1 token ≈ 0.75 words; 1 page ≈ 500 words.

Reconciled three ways

0-Hallucination Financial Modeling · Finance-Approved Logic · Agent-Scalable

Latest Models & Prices

🔍 Artificial Analysis via Nimble

Profit and Loss Statement (P&L) · Monthly

 ClassicTokensTotal
 Before tokensTracked separatelyAs reported

Revenue
COGS

Gross Profit
Opex

Operating Income

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